Consumer Reports

For those requiring financial assessment of private individuals, in connection with credit agreements, guarantees or rental agreements, for example. Personal reports help you to do more reliable business and there are a range of options depending on the type of information you need. Get help from UC's tried and trusted risk models and credit assessment expertise. 

All credit reports can be ordered and complemented with credit templates, which is an additional service.

Conditions of usage

In order to use UC’s Web Services a customer agreement is required whereby you obtain a customer number and password.

Anyone who requests a consumer report, is required to have a legitimate need for it. This means that the person in question must have or be in the process of entering a credit agreement, or that the questioner has other reasons to make a financial risk assessment of the individual in question.

In addition to legitimate need, it is required to have an agreement with UC in order to use UC’s services.

Technical solution

The API is Web Service Interoperability (WS-I) compliant and tested in various client environments, such as Java and Microsoft dotnet.

The API supports SOAP version 1.1.

The API is stateless, which implies that the authentication details have to be attached with every request.


All traffic is encrypted with ssl through HTTPS-protocol.

Contact UC

For questions regarding the API do not hesitate to contact UC by email at